Credit Analyst

Description

This advert is open for application by external applicants.

Equity Statement :Preference will be given to suitably qualified Applicants who are members of the
designated groups in line with the Employment Equity Plan and Targets of the Organisation/Operating
Division.

Applicants that are interested in applying for any of the advertised positions must apply by registering on the Careers section
of the Transnet Internet. Please take care in completing all required details on the profile, and then apply for the position.

Alternative Application Methods: (Completed Curriculum Vitae to be submitted)

Post :

E-mail :

Fax :

The closing date is on 20.10.2023. It is the responsibility of the applicant to ensure that HR has received the application
before the closing date of the advertisement.

Note: if you have not been contacted within 30 days of the closing date of this advertisement please consider your
application as unsuccessful.

Any questions regarding the application or recruitment process should be sent in writing to
[email protected].

We urge all our employees, clients, members of the public and our suppliers to report any kind of fraud or corruption at
Transnet. Call the hotline toll free number: 0800 003 056 or email [email protected]

Operating Division : Transnet Corporate Centre

Position Title : Credit Analyst

Employee Group : Permanent

Department : Finance

Location : Johannesburg

Reporting To : Snr Specialist: Credit Management

Grade Level : E

Reference Number : 6014608

Position Purpose:

Operationalise processes and systems in the Credit Management function in managing Group credit risk, emerging market

risks and develop models and best practices to counter the risk and reduce bad debts.

Position outputs:

• Establish the credit risk appetite for Transnet in relation to the extension of credit and align to service/product offering, target

markets and credit risk framework.

• Identify and monitor emerging risks pertaining to credit management and develop models to counter the risk.
• Ensure adequate credit policies and procedures exist, are communicated and are consistently adhered to, across the

Group. Maintain the policies and procedures in line with the Transnet regulatory compliance universe.

• Communicate with the workforce on the credit management policies and procedures.
• Operationalise credit systems, risk frameworks and methodologies.
• Control and improve the processes for credit application and extension.
• Perform credit evaluation on Transnet Counterparties.
• Implement the expected credit loss methodology and models across the Group.
• Design and generate integrated credit dashboard and reports.
• Improve working capital through early customer collections and other measures.

Qualifications & Experience:

• BCom in Accounting.
• Post graduate qualification in Finance (Honours).
• Proven 5 year’s work experience in the credit environment.
• Qualified CA(SA), or CFA would be an added advantage.
• Requirement of trust and honesty in the handling of finances as per the National Credit Act Amendment 19.

Standard Job Requirements

• Driver’s license code 08.
• Travel as required.

Competencies:

• Strategy & Sustainability
• Inspirational Leadership
• Business Performance and Delivery
• Relationship Management
• Corporate Governance & Compliance
• Personal Mastery